|IRCTC Payment Failure Error|
|SNo.||Status in “My Transactions”||Cause||Action by IRCTC||Action by Bank|
|1||Payment Settled but Ticket Not Booked||•Passenger opted for particular berth at the time of booking and ticket not booked due to choice of Berth not available.•Other reasons such as network failures etc.||Amount is credited back on next day to the respective Bank.||Bank credits back the amount within 2-3 working days in Account through which booking was done.|
|2||Settlement Failed and Ticket Not Booked||•System or network failure at Banks end or at PG before remitting Ticket Amount to IRCTC .||Amount is not credited to IRCTC Account.||Amount is with Bank. Bank will refund the money after due verification.|
If your tickets belongs to any of the chart cases then wait for refund.
I suggest you to cross check your Booked Ticket history before doing any new Train Ticket booking through IRCTC.
So don't worry whenever you are getting these messages.